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An MBA in Finance from University of Malaya, Mr. Norzulkarnien also holds a Bachelor’s degree in Real Estate Management. He possesses 18 years of diversified professional experience encompassing financial and business analysis, business planning & budgeting, strategic management, strategic project management and transformation, product development, branding & marketing, business development, business management, portfolio management, sales and distribution management, operation management, knowledge management and Islamic finance. Currently, he is serving as Executive Vice President/Head Strategy, Maybank Group Islamic Banking. He has successfully built and spearheaded growth of Islamic Banking business of Maybank Group in Malaysia, Singapore and Indonesia. He is currently engaged in formulating and facilitating executions of Islamic Banking Super Growth and Signatures Businesses.

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