1

Selling of asset products to new-to-bank clients after evaluating financial risks and obtaining legal advice to achieve asset sales targets. Carry out the valuation of properties for liquidation by following bank’s defined procedures.

30

2

Commence the credit initiation process by gathering information and drafting credit proposals, to ensure credit decision making is in line with credit policies, SBP, Prudential Regulations and overall business objectives.

15

3

Prepares credit approvals for customer by ensuring credit applications are correctly prepared in accordance with the bank’s policies.

15

4

Ensures there is no security shortfall and the credit proposal is complete for disbursement of all finances as per credit manual / circulars.

20

5

Monitors performance through MIS reports and presents results to management at regular intervals for watch list accounts with follow-ups for recoveries & handling of classified finances by issuing legal notices

10

6

Timely preparation & submission of all required credit statements & CRMIS data to improve the credit process and provide marketing support to credit products.

5

7

Balancing of all related GL heads & books to ensure the balances are inline with the number of transactions done.

5