MCB Bank Pakistan

Eligibility Criteria

All MCB Roshan Digital Account holders (PKR/FCY) are eligible to apply for a MCB Visa Credit Card (Roshan Digital Account).

Mandatory Documents

Please e-mail scanned copies of mandatory documents at mailto:[email protected]

Application Form	To Fill & Sign
Copy of CNIC/NICOP/POC/Passport	To Attach
Declaration	To Read, Accept & Sign
CF-1 Form	To Fill & Sign
CF-19 Form	To Fill & Sign
Summary box –Product Feature & Pricing	To Read & Sign
Terms & Conditions	To Read & Accept
card applicant CNIC/NICOP/POC/Passport copy (if applicable)

Optional Documents

Welcome Guide	To Read only (for product understanding)
Supplementary Card Application Form & supplementary	To Fill & Sign
Copy of CNIC/NICOP/POC/Passport copy (Supplementary Card)

Click here to download the application forms and Apply Now!

Product Features

Buy Now – Pay Later	Free Credit for up to 52 days for MCB Visa Credit Card (for retail transactions)
Global Acceptance	Accepted at over 29 million retail establishments worldwide
Flexible Repayment	Minimum payment of as little as 5% of your outstanding amount
Supplementary Cards	A card for customer’s immediate family members. Can avail up to 5 Supplementary Cards.
I-Secure	Highly encrypted Chip & PIN technology
I-Party	Reward points for every PKR 50 spent on retail purchases with the card; (each party point carries a monetary value of PKR 0.4/-) Instant Point Redemption online.
I-Plan	Equal monthly installment plan on MCB Visa Credit Card. 0% markup plans also available under special circumstances
I-Cash	Upto 50% of credit limit available as ready cash, 24 hours a day, at any ATM across Pakistan or worldwide
Credit Security	Card payment cover against card member’s injury, disability or death.
Zero Loss Liability	Customer not liable to pay for fraudulent transactions made on a lost card reported by the customer
I-Switch	Balance Transfer Facility (transfer balance of another Bank’s Credit Card to your MCB Visa Credit Card)
E-Statements	Electronic Statement via Email
E-Alert Facility	E-Alerts through text messages
Phone Banking	24/7 Contact Center
I-Educate	Easy payment of school or college fees

Product Types

MCB Visa Credit Card (RDA) is a secured (lien based) Credit Card facility. This means that the Credit Card facility will be provided to you against your Roshan Digital Account balance after blocking funds as a form of security.
All MCB Roshan Digital Account holders (PKR/FCY) are eligible to apply for a MCB Visa Credit Card.

Product Attributes

Product	MCB Visa Credit Card (Roshan Digital Account)
Security Type	Lien on Account
	RDA (PKR)
	RDA (Foreign Currency Account)
Facility Type	Basic
Facility Type	Supplementary Cards available for immediate family members.
Credit Limit	70% limit against lien amount (Account balance blocked as a form of security for up to PKR 100,000 assigned Limit PKR 70,000)
Card Type	Classic Limits: Min. PKR 25,000 - Max. PKR 149,000
	Gold Limits: Min. PKR 150,000 – Max. PKR 499,000
	Platinum Limits: Min. PKR 500,000 - Max. PKR 50,000,000

Special Waiver on Service Charges & Fee

Value Added Services	Special Features	Exclusive Waiver
i-Plan	Shop and pay in easy Installments! Convert your outstanding balance and pay it in easy installments	50% discounted markup No processing fee No prepayment penalty fee
i-Switch	Transfer outstanding balance from other credit cards in Pakistan to your card	Discounted markup No processing fee No prepayment penalty fee
i-Educate	Conveniently pay school fees of your children in Pakistan	No processing fee No prepayment penalty fee
Exclusive waiver on first year Annual Chip Maintenance Fee! + Waiver of Annual Chip Fee on the basis of spending in subsequent years

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