Lien Based:

MCB Roshan Digital Accountholders who have invested in Naya Pakistan Certificates or have maintained deposit in their Roshan Digital Accounts.

Non-Lien Based:

• MCB Roshan Digital Accountholders who are Salaried or Self-Employed Businessman and/or making regular remittances from abroad.
  • Minimum age requirement is 22 years and maximum age requirement is 60 years at loan maturity
  • Minimum 15% equity is required
• Minimum net monthly Income of:
  • Employed / Working in Gulf Countries: Equivalent to DHS 6,500/-
  • Employed / Working in Non Gulf Countries: Equivalent to USD 2,500/-

Lien Based:

You are our existing MCB Roshan Digital Accountholder, there is no additional documentation required from you.

Non-lien based:

6 Months Bank Statement
Evidence of income as per indicative list of documents*. Click here to view.
*not required if applied within 6 months of RDA opening.

General:

• Option to finance all types of private vehicles new local assembled as well as used cars.
• Nominee required in Pakistan which may include spouse or close blood relatives i.e., siblings, parents and children.
• Monthly installments to be paid from Roshan Digital Account.

Lien Based:

• Loan amount to the extent of vehicle price or maximum up to 100% of Naya Pakistan Certificate or Roshan Digital Account balance (Equivalent value in PKR in case of foreign currency Naya Pakistan Certificates) whichever is lower.
• Lien against Naya Pakistan Certificate or Roshan Digital Account balance.
• Loan up to 7 years or maturity of Naya Pakistan Certificate whichever is lower.
• Option to finance up to 3 vehicles.

Non-Lien Based:

• Loan amount will be up to 10 Million
• Loan up to 7 years
• Option to finance up to 2 vehicles

Lien/Non-lien based:

• Extremely low markup rates.Click here to view
• Special insurance rates with value added services.Click here to view
• Priority car delivery.(Click here to view)
• Tailored car financing solution.Click here to view
• Quick processing with visibility at each step.

Lien Based-Loan Approval Relaxation:

• No limit on age requirement.
• No income proof required.
• No down payment required.
• No credit history required.

Disclaimer: Pertaining to the current uncertain, unstable market conditions and current production issues. The delivery of vehicles are delayed, any price increase at the time of delivery will be applicable

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