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IGI Life Capital Sure Plan

Make solid and secure investments

A risk-free savings plan, if you prefer to play it safe with your investments, for a secure future. With this plan your premiums are guaranteed, to be paid as a lump sum amount at the end of your policy term. This plan is designed to give you complete security and peace of mind making your ‘Har Pal Mehfooz’.

Disclosure of Product: This is a life insurance product which has two distinct elements i.e. Insurance Protection and Investment. The Investment Component is linked to the performance of underlying assets under unit-linked fund(s).

Unit Allocation:

The proportions allocated to your Account Value will be as follows:

Policy Year Allocation Percentage Allocation Fee (% of Premium)
1 60% 40%
2 75% 25%
3 95% 5%
4 & Onwards 100% Nil
Account Value Acceleration Premium (AVAP) 97% 3%


Key Benefits:

  • Partial Withdrawal
  • Complete Surrender
  • Protection Benefit
  • Additional Benefits: Level Term Insurance Rider (LTR), Accident Care Benefit (ACB), Family Protection Rider (FPR), Income Benefit Rider (IBR), Income Benefit -Death (IB-Death), Income Benefit - Disability (IB-Disability), Elaj Aasan (EA), Permanent & Total Disability (PTD) and Health Sure.
  • Premium Escalation

Free-Look Period:

CapitalSure offers a free-look period of 14 days during which you can review your policy terms and conditions and cancel the policy. Your premium will be refunded on receipt of written request within 14 days from the date of receipt of policy document. IGI Life Insurance Limited reserves the right to deduct the expenses incurred on medical examination.

Policy Eligibility:

  • Minimum Entry Age: 18 year (Age Next Birthday)
  • Maximum Entry Age: 65 years (Age Next Birthday)
  • Minimum Policy Term: 10 years
  • Maximum Policy Term: up to age 85 years

Minimum Basic Premium:

The minimum annual collected Basic Premium is PKR 8,000.

For Account Value Acceleration Premium payments - Minimum payment is PKR 100,000 with no limit on the maximum.

Payment Modes:

  • Annually
  • Semi-Annually
  • Quarterly
  • Monthly

Charges:

In addition to reduced allocation in initial years, following charges would apply on the plan:

  • Management Charges: 150 basis points from the annual yield.
  • Administration Charges: PKR 225 per month
  • Processing Charges: PKR 500 on each partial withdrawal and complete surrenders.
  • Surrender (% of Account Value): 100% - Year 1, 100% - Year 2, 25% - Year 3, 15% - Year 4, 10% - Year 5, Nil - Year 6 onwards

*All charges are reviewable by the company

Apply for IGI Life CapitalSure today

For further details please contact our Bancassurance Sales Manager / Officer, at one of the selected MCB Bank Branches or call 111-000-622.

For brochure kindly refer to: https://igilife.com.pk/bancassurance/capital-sure/

Note

  • MCB Bank Limited is acting as a distributor of IGI Life CapitalSure Plan on behalf of IGI Life Insurance Limited, and is not responsible in any manner, whatsoever, to the customer, his/her beneficiary/ies or any third party.
  • IGI Life Insurance Limited is registered and supervised by Securities and Exchange Commission of Pakistan.
  • All applications are processed and approved by IGI Life Insurance Limited, as per their underwriting guidelines. MCB Bank Limited is not responsible for the processing and approval of these applications in any way, whatsoever.
  • The aforementioned only provides an introduction to the benefits available under the policy. A detailed description of how the contract works is given in the ‘Terms and Conditions’, which will be provided after the customer(s) avail the service.

IGI Life Income Max Plan

Today’s savings, tomorrow’s income

Gain maximum returns on your savings, with a great mix of investment choices. You can make limited withdrawals at any time for short or mid-term purchases e.g., buying a house and enjoy flexibility to meet any other unexpected financial requirement. At the end of policy term you receive your accumulated investments as a lump sum amount, so you can make your ‘Har Pal Mehfooz’.

Unit Allocation:

The proportions allocated to your Account Value will be as follows:

Policy Year Allocation Percentages Allocation Fee (% of Premium)
1 60% 40%
2 80% 20%
3 90% 10%
4 & Onwards 100% Nil
Account Value Acceleration Premium (AVAP) 100% Nil


Key Benefits:

  • Guaranteed Loyalty Bonus
  • Account Value Acceleration Premiums
  • Guaranteed Benefits in case of Death
  • Partial Withdrawal
  • Complete Surrender
  • Maturity Benefit
  • Additional Benefits: Level Term Insurance Rider (LTR), Accident Care Benefit (ACB), Family Protection Rider - Disability (FPR-Disability), Income Benefit Rider (IBR), Income Benefit -Death (IB-Death), Income Benefit - Disability (IB-Disability), Elaj Aasan (EA), Permanent & Total Disability (PTD) and Health Sure.
  • Premium Escalation

Free-Look Period:

If you cancel your policy within a free look period of 14 days from the date of receipt of the policy documents, you are entitled for a full refund of premium less any expenses incurred by IGI Life in connection with your medical or clinical examinations.

Policy Eligibility:

  • Minimum Entry Age: 18 year (Age Next Birthday)
  • Maximum Entry Age: 65 years (Age Next Birthday)
  • Minimum Policy Term: 10 years
  • Maximum Policy Term: up to age 85 years

Minimum Basic Premium:

The minimum annual collected Basic Premium is PKR 30,000.

For Account Value Acceleration Premium payments - Minimum payment is PKR 100,000 with no limit on the maximum.

Payment Modes:

  • Annually
  • Semi-Annually
  • Quarterly
  • Monthly

Charges:

In addition to reduced allocation in initial years, following charges would apply on the plan:

  • Management Charges: 1/12th of 1.5% of account value per month.
  • Bid / Offer Spread: 5%
  • Administration Charges: PKR 150 per month
  • Transfer Fee: PKR 500 per transfer b/w investment sub-accounts.
  • Processing Charges: PKR 500 on each partial withdrawal and complete surrenders.
  • Surrender (% of Account Value): 100% - 1st & 2nd year, Nil 3rd year onwards.

*All charges are reviewable by the company

Apply for IGI Life IncomeMax today

For further details please contact our Bancassurance Sales Manager / Officer, at one of the selected MCB Bank Branches or call 111-000-622.

For brochure kindly refer to: https://igilife.com.pk/mcb/

Note

  • MCB Bank Limited is acting as a distributor of IGI Life IncomeMax Plan on behalf of IGI Life Insurance Limited, and is not responsible in any manner, whatsoever, to the customer, his/her beneficiary/ies or any third party.
  • IGI Life Insurance Limited is registered and supervised by Securities and Exchange Commission of Pakistan.
  • All applications are processed and approved by IGI Life Insurance Limited, as per their underwriting guidelines. MCB Bank Limited is not responsible for the processing and approval of these applications in any way, whatsoever.
  • The aforementioned only provides an introduction to the benefits available under the policy. A detailed description of how the contract works is given in the ‘Terms and Conditions’, which will be provided after the customer(s) avail the service.

IGI Life Retire Easy Plan

Keep winning the game of life

RetireEasy has been designed to give you a respectable and secure retirement life. You can choose to receive a lifelong monthly income after retirement or a lump sum amount to invest on your own. Continue to support yourself and your family while enjoying the pleasures of a secure retirement, making your ‘Har Pal Mehfooz’.

Disclosure of Product: This is a life insurance product which has two distinct elements i.e. Insurance Protection and Investment. The Investment Component is linked to the performance of underlying assets under unit-linked fund(s).

Unit Allocation:

The proportions allocated to your Account Value will be as follows:

Policy Year Allocation Percentages Allocation Fee (% of Premium)
1 60% 40%
2 80% 20%
3 90% 10%
4 & Onwards 100% Nil
Account Value Acceleration Premium (AVAP) 100% Nil


Key Benefits:

  • Guaranteed Loyalty Bonus
  • Account Value Acceleration Premiums
  • Guaranteed Benefits in case of Death
  • Partial Withdrawal
  • Complete Surrender
  • Maturity Benefit
  • Additional Benefits: Level Term Insurance Rider (LTR), Accident Care Benefit (ACB), Family Protection Rider (FPR) , Income Benefit Rider (IBR), Income Benefit -Death (IB-Death), Income Benefit - Disability (IB-Disability), Elaj Aasan (EA), Permanent & Total Disability (PTD) and Health Sure.

Free-Look Period:

If you cancel your policy within a free look period of 14 days from the date of receipt of the policy documents, you are entitled for a full refund of premium less any expenses incurred by IGI Life in connection with your medical or clinical examinations.

Investment Strategy:

You will be given the choice of creating your own investment mix by indicating in the application the percentage of premium you wish to allocate to buy units in each investment strategy. The following sub-accounts will be offered to you:

IGI Secure Fund
Funds Classification: Money Market Fund
Category of Unit Linked Funds (Risk Profile): Low
Secure strategy aims to preserve capital through investment in sovereign bonds only. This strategy is ideal for individuals who are investment risk-averse.
Government Securities: 100%
IGI Conservative Fund
Funds Classification: Income Fund
Category of Unit Linked Funds (Risk Profile): Moderate
The underlying assets include government and/or other secured investments. There will no exposure to stock market under this strategy.
Government securities and/or other fixed income investments: 100%
IGI Balanced Fund
Funds Classification: Balanced Fund
Category of Unit Linked Funds (Risk Profile): Medium
This strategy seeks steady growth in capital through a combination of investments in stocks and government securities and/or other secured investments.
Stock Market Funds: 0 to 40%
Government securities and/or other fixed income investments: 60 to 100%
IGI Aggressive Fund
Funds Classification: Aggressive Fund
Category of Unit Linked Funds (Risk Profile): High
This strategy seeks to provide long term capital growth mainly through investments in equities.
Stock Market Funds: 60 to 70%
Government securities and/or other fixed income investments: 30 to 40%


Policy Eligibility:

  • Minimum Entry Age: 18 year (Age Next Birthday)
  • Maximum Entry Age: 65 years (Age Next Birthday)
  • Minimum Policy Term: 10 years
  • Maximum Policy Term: up to age 85 years

Minimum Basic Premium:

The minimum annual collected Basic Premium is PKR 30,000.

For Account Value Acceleration Premium payments - Minimum payment is PKR 100,000 with no limit on the maximum.

Payment Modes:

  • Annually
  • Semi-Annually
  • Quarterly
  • Monthly

Charges:

In addition to reduced allocation in initial years, following charges would apply on the plan:

  • Management Charges: 1/12th of 1.5% of account value per month.
  • Bid / Offer Spread: 5%
  • Administration Charges: PKR 150 per month
  • Transfer Fee: PKR 500 per transfer b/w investment sub-accounts.
  • Processing Charges: PKR 500 on each partial withdrawal and complete surrenders.
  • Surrender (% of Account Value): 100% - 1st & 2nd year, Nil 3rd year onwards.

*All charges are reviewable by the company

Apply for IGI Life RetireEasy today

For further details please contact our Bancassurance Sales Manager / Officer, at one of the selected MCB Bank Branches or call 111-000-622.

For brochure kindly refer to: https://igilife.com.pk/bancassurance/retire-easy/

Note

  • MCB Bank Limited is acting as a distributor of IGI Life RetireEasy Plan on behalf of IGI Life Insurance Limited, and is not responsible in any manner, whatsoever, to the customer, his/her beneficiary/ies or any third party.
  • IGI Life Insurance Limited is registered and supervised by Securities and Exchange Commission of Pakistan.
  • All applications are processed and approved by IGI Life Insurance Limited, as per their underwriting guidelines. MCB Bank Limited is not responsible for the processing and approval of these applications in any way, whatsoever.
  • The aforementioned only provides an introduction to the benefits available under the policy. A detailed description of how the contract works is given in the ‘Terms and Conditions’, which will be provided after the customer(s) avail the service.

IGI Life Healthy Savings Plan

Pakistan's first active life insurance

The Healthy Savings Plan is a smart investment plan that is linked to the Vitality wellness program. Based on the shared value insurance model, this plan encourages you to lead a healthier life and offers you attractive rewards for doing so.

Disclosure of Product: This is a life insurance product which has two distinct elements i.e. Insurance Protection and Investment. The Investment Component is linked to the performance of underlying assets under unit-linked fund(s).

The plan consists of two core aspects:

  • Vitality: focuses on wellness by providing you with an understanding of your current health status and incentivizes you to improve your health.
  • Insurance Coverage: caters to your need for financial security and provides investment opportunities.

Unit Allocation:

The proportions allocated to your Ac3count Value will be as follows:

Policy Year Allocation Percentages Allocation Fee (% of Premium)
1 60% 40%
2 80% 20%
3 90% 10%
4 & Onwards 100% Nil
Account Value Acceleration Premium (AVAP) 100% Nil


Key Benefits:

  • Income Tax Benefit
  • Account Value Acceleration Premiums
  • Death Benefit
  • Vitality Benefits
  • Maturity Benefit
  • Extra Unit Allocation
  • Automatic Cover Maintenance
  • Compulsory Supplementary Benefit: Accidental Death Benefit (ADB)
  • Additional Benefits: Level Term Insurance Rider (LTR), Accident Care Benefit (ACB), Family Protection Rider - Disability (FPR-Disability), HealthSure, Income Benefit – Death (IBR-Death), Income Benefit – Disability (IBR-Disability), Elaj Aasan (EA), Permanent and Total Disability (PTD) and Accident Medical Expense Reimbursement (AMR).

Free-Look Period:

If you cancel your policy within a free look period of 14 days from the date of receipt of the policy documents, you are entitled for a full refund of premium less any expenses incurred by IGI Life in connection with your medical or clinical examinations.

Investment Strategies:

You will be given the choice of creating your own investment mix by indicating in the application the percentage of premium you wish to allocate to buy units in each investment strategy. The following sub-accounts will be offered to you:

IGI Secure Fund
Funds Classification: Money Market Fund
Category of Unit Linked Funds (Risk Profile): Low
Secure strategy aims to preserve capital through investment in sovereign bonds only. This strategy is
ideal for individuals who are investment risk-averse.
Government Securities: 100%
IGI Conservative Fund
Funds Classification: Income Fund
Category of Unit Linked Funds (Risk Profile): Moderate
The underlying assets include government and/or other secured investments. There will no exposure to
stock market under this strategy.
Government securities and/or other fixed income investments: 100%
IGI Balanced Fund
Funds Classification: Balanced Fund
Category of Unit Linked Funds (Risk Profile): Medium
This strategy seeks steady growth in capital through a combination of investments in stocks and
government securities and/or other secured investments.
Stock Market Funds: 0 to 40%
Government securities and/or other fixed income investments: 60 to 100%
IGI Aggressive Fund
Funds Classification: Aggressive Fund
Category of Unit Linked Funds (Risk Profile): High
This strategy seeks to provide long term capital growth mainly through investments in equities.
Stock Market Funds: 60 to 70%
Government securities and/or other fixed income investments: 30 to 40%

Policy Eligibility:

  • Minimum Entry Age: 18 year (Age Next Birthday)
  • Maximum Entry Age: 65 years (Age Next Birthday)
  • Minimum Policy Term: 10 years
  • Maximum Policy Term: up to age 85 years

Minimum Basic Premium:

The minimum annual collected Basic Premium is PKR 50,000.

For Account Value Acceleration Premium payments - Minimum payment is PKR 50,000 with no limit on the maximum.

Payment Modes:

  • Annually
  • Semi-Annually
  • Quarterly

Charges:

In addition to reduced allocation in initial years, following charges would apply on the plan:

  • Management Charges: 0.125% per month
  • Surrender Charges (% of Account Value): 100% - 1st & 2nd year, Nil 3rd year onwards.
  • Bid / Offer Spread: 5%
  • Administration Charges: PKR 100 per month
  • Switching Fee: PKR 500 per switch
  • Processing Charges: PKR 500 on each partial withdrawal and complete surrenders.

*All charges are reviewable by the company

Apply for IGI Life Healthy Savings today

For further details please contact our Bancassurance Sales Manager / Officer, at one of the selected MCB Bank Branches or call 111-000-622.

For brochure kindly refer to: https://igilife.com.pk/bancassurance/igi-life-healthy-savings-plan/

Note

  • MCB Bank Limited is acting as a distributor of IGI Life Healthy Savings Plan on behalf of IGI Life Insurance Limited, and is not responsible in any manner, whatsoever, to the customer, his/her beneficiary/ies or any third party.
  • IGI Life Insurance Limited is registered and supervised by Securities and Exchange Commission of Pakistan.
  • All applications are processed and approved by IGI Life Insurance Limited, as per their underwriting guidelines. MCB Bank Limited is not responsible for the processing and approval of these applications in any way, whatsoever.
  • The aforementioned only provides an introduction to the benefits available under the policy. A detailed description of how the contract works is given in the ‘Terms and Conditions’, which will be provided after the customer(s) avail the service.

IGI Life Smart Wealth Plan

Pakistan's first active life insurance

The Smart Wealth Plan is a smart investment plan that is linked to the Vitality wellness program. Based on the shared value insurance model, this plan encourages you to lead a healthier life and offers you attractive rewards for doing so.

Disclosure of Product: This is a life insurance product which has two distinct elements i.e. Insurance Protection and Investment. The Investment Component is linked to the performance of underlying assets under unit-linked fund(s).

The plan consists of two core aspects:

  • Vitality: focuses on wellness by providing you with an understanding of your current health status and incentivizes you to improve your health.
  • Insurance Coverage: caters to your need for financial security and provides investment opportunities.

Unit Allocation:

The proportions allocated to your Account Value will be as follows:

Policy Year Allocation Percentages Allocation Fee (% of Premium)
1 60% 40%
2 90% 10%
3 100% Nil
4-5 102% Nil
6 & Onwards 105% Nil
Account Value Acceleration Premium (AVAP) 100% Nil


Key Benefits:

  • Income Tax Benefit
  • Account Value Acceleration Premiums
  • Death Benefit
  • Vitality Benefit
  • Maturity Benefit
  • Extra Unit Allocation
  • Automatic Cover Maintenance
  • Additional Benefits: Level Term Insurance Rider (LTR), Accident Care Benefit (ACB), Family Protection Rider - Disability (FPR-Disability), Accidental Death Benefit (ADB), HealthSure, Income Benefit – Death (IBR-Death), Income Benefit – Disability (IBR-Disability), Elaj Aasan (EA), Permanent and Total Disability (PTD) and Accident Medical Expense Reimbursement (AMR).

Free-Look Period:

If you cancel your policy within a free look period of 14 days from the date of receipt of the policy documents, you are entitled for a full refund of premium less any expenses incurred by IGI Life in connection with your medical or clinical examinations.

Investment Strategy:

You will be given the choice of creating your own investment mix by indicating in the application the percentage of premium you wish to allocate to buy units in each investment strategy. The following sub-accounts will be offered to you:

IGI Secure Fund
Funds Classification: Money Market Fund
Category of Unit Linked Funds (Risk Profile): Low
Secure strategy aims to preserve capital through investment in sovereign bonds only. This strategy is ideal for individuals who are investment risk-averse.
Government Securities: 100%
IGI Conservative Fund
Funds Classification: Income Fund
Category of Unit Linked Funds (Risk Profile): Moderate
The underlying assets include government and/or other secured investments. There will no exposure to stock market under this strategy.
Government securities and/or other fixed income investments: 100%
IGI Balanced Fund
Funds Classification: Balanced Fund
Category of Unit Linked Funds (Risk Profile): Medium
This strategy seeks steady growth in capital through a combination of investments in stocks and government securities and/or other secured investments.
Stock Market Funds: 0 to 40%
Government securities and/or other fixed income investments: 60 to 100%
IGI Aggressive Fund
Funds Classification: Aggressive Fund
Category of Unit Linked Funds (Risk Profile): High
This strategy seeks to provide long term capital growth mainly through investments in equities.
Stock Market Funds: 60 to 70%
Government securities and/or other fixed income investments: 30 to 40%

Policy Eligibility:

  • Minimum Entry Age: 18 year (Age Next Birthday)
  • Maximum Entry Age: 65 years (Age Next Birthday)
  • Minimum Policy Term: 10 years
  • Maximum Policy Term: up to age 85 years

Minimum Basic Premium:

The minimum annual collected Basic Premium is PKR 50,000.

For Account Value Acceleration Premium payments - Minimum payment is PKR 150,000 with no limit on the maximum.

Payment Modes:

  • Annually
  • Semi-Annually
  • Quarterly

Charges:

In addition to reduced allocation in initial years, following charges would apply on the plan:

  • Management Charges: 0.125% per month
  • Surrender Charges (% of Account Value): 100% - 1st & 2nd year, Nil 3rd year onwards.
  • Bid / Offer Spread: 5%
  • Administration Charges: PKR 100 per month
  • Switching Fee: PKR 500 per switch
  • Processing Charges: PKR 500 on each partial withdrawal and complete surrenders.

*All charges are reviewable by the company

Apply for IGI Life Smart Wealth today

For further details please contact our Bancassurance Sales Manager / Officer, at one of the selected MCB Bank Branches or call 111-000-622.

For brochure kindly refer to: https://igilife.com.pk/bancassurance/igi-life-smart-wealth-plan/

Note

  • MCB Bank Limited is acting as a distributor of IGI Life Smart Wealth Plan on behalf of IGI Life Insurance Limited, and is not responsible in any manner, whatsoever, to the customer, his/her beneficiary/ies or any third party.
  • IGI Life Insurance Limited is registered and supervised by Securities and Exchange Commission of Pakistan.
  • All applications are processed and approved by IGI Life Insurance Limited, as per their underwriting guidelines. MCB Bank Limited is not responsible for the processing and approval of these applications in any way, whatsoever.
  • The aforementioned only provides an introduction to the benefits available under the policy. A detailed description of how the contract works is given in the ‘Terms and Conditions’, which will be provided after the customer(s) avail the service.

IGI Protect N Gain Plan

Secure your family's future with the IGI Protect N Gain Plan, a comprehensive life insurance solution

Take charge of your financial future with the IGI Protect & Gain Plan, now with an optional Vitality feature. Enjoy the peace of mind that comes with a substantial life coverage of 250k. Safeguard your loved ones while seizing the opportunity to earn vitality rewards. It's a win-win for your financial security and overall well-being.

The plan consists of two core aspects:

Insurance coverage: caters to your need for financial security and provides investment opportunities.

Vitality: focuses on wellness by providing you with an understanding of your current health status and incentivizes you to improve your health.

Disclosure of Product: This is a life insurance product which has two distinct elements i.e. Insurance Protection and Investment. The Investment Component is linked to the performance of underlying assets under unit-linked fund(s).

Unit Allocation:

The proportions allocated to your Account Value will be as follows:

Policy Year % Allocation of Basic Premium to Account Value Allocation Fee (% of Premium)
1 60% 40%
2 75.0% 25%
3 95.0% 5%
4 & onwards 100.0% Nil
AVAP 97.0% 3%

Premium Escalation:

There is a nominal increase of 5% or 10% annually on your premium payment to reduce the effects of inflation. The corresponding increase in premium payments will increase your Basic Face Amount under the policy, without any evidence of insurability.

Key Benefits:

  • Partial Withdrawal
  • Maturity Benefit
  • Vitality Benefit
  • Death Benefit
  • Complete Surrender
  • Loan
  • Basic Face Amount

Additional Benefits:

  • Level Term Insurance Rider
  • Income Benefit Rider
  • Accident Care Benefit
  • Family Protection Rider
  • Elaj Aasan (EA)
  • Permanent and Total Disability (PTD)
  • HealthSure

Free-Look Period:

This Policy offers a free look period of 14 days from the date of receipt of the policy documents by the policyholder, during which period the Owner can cancel the Policy and get the full refund of the premium paid, less any expenses incurred by the Company in connection with the medical examination of any person(s) insured under the Policy, by returning the Policy contract to the Company.

POLICY TERMS & ELIGIBILITY:

  • Minimum Entry Age: 18 years (Age nearest birthday)
  • Maximum Entry Age: 76 years (Age nearest birthday)
  • Minimum Policy Term: 10 years
  • Maximum Policy Term: up to age 85 years

PAYMENT MODES:

  • Basic Premium: 250,000/-
  • Annually, Semi-annually & Quarterly
  • Minimum AVAP payment: Rs. 250,000
  • Maximum AVAP payment: No Limits

CHARGES:

  • Management charges: 150bps of annual yield
  • Administration Fee: Rs. 150 per month
  • Vitality Fee: PKR 320 per month
  • Processing Fee: PKR 500 on each partial withdrawal and complete surrender

*All charges are reviewable by the company

Apply for IGI Life Protect N Gain Plan today

For further details please contact our Bancassurance Sales Manager / Officer, at one of the selected MCB Bank Branches or call 111-000-622.

For brochure kindly refer to: https://igilife.com.pk/mcb/

Note:

  • MCB Bank (Pvt.) Ltd. is acting as a distributor of IGI Protect N Gain Plan on behalf of IGI LIFE INSURANCE LIMITED and is not responsible in any manner whatsoever to the customer, his/her beneficiary (ies) or any third party.
  • IGI LIFE INSURANCE LIMITED is registered & supervised by the Securities and Exchange Commission of Pakistan.
  • All MCB IGI Protect N Gain Plan applications are processed and approved by IGI LIFE INSURANCE LIMITED as per their underwriting guidelines. MCB is not responsible for the processing and approval of these applications in any way whatsoever.
  • This brochure provides only an introduction to the benefits available under the policy. A description of how the contract works is given in the ‘Policy Documents’ and ‘Terms and Conditions’, which will be provided after the customer(s) avails this service.

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