Transfer your outstanding balance from any other credit card(s) onto your MCB Visa at a lower markup rate.

Pay back in easy equal monthly payments in tenures of 3, 6, 12, 18, 24, 30 or 36 months.
Call our Call Center on 0800-622-72 to avail this facility.

*Minimum amount transferred should be PKR 3000 or above and within your available credit limit.

Note: APR and other associated charges are mentioned in the Schedule of Charges.

i-shop is a virtual shopping mall which enables you to:

• Redeem MCB Bank Reward Points in exchange for a product from the i-shop catalogue.
• Shop instantly by charging on MCB Visa Platinum.
• Shop by converting the purchase price into an i-plan with 0% markup payable in 6 months.

How to avail this service?
Please contact our 24 hour Call Center at 111-000-622 to book your order.

The i-plan Option
The i-plan option will allow you to purchase products valued at PKR 3000/- and above and pay back in 6 equal monthly instalments at 0% markup.

The Redemption Option
The redemption option will allow you to redeem your Party Points in exchange for a product from the i-shop catalogue.

The Purchase Price Option
The purchase price option will allow you to conduct a phone order transaction and authorize a one time charge for the cost of the product to be charged on to your MCB Platinum Credit Card.

I-Shop Catalogue
Point Redemption Guide

* The Prices mentioned above are initial prices and are subject to change. For updated prices customers have to call our call center at 111-000-622.

When you revolve markup rate on previous months retail transactions reduce every month upto 6 months. Thus the older your retail transactions, the lower the markup rate. Keep revolving with the peace of mind that you are paying a declining markup rate.

How to avail this service?
If you have not already subscribed for i-revolve at the time of filling your MCB Visa Platinum Credit Card application, contact our Call Center at 0800-622-72. Your chosen option will be effective from your next billing cycle. You can choose between i-revolve and fixed mark-up by contacting our Call Center. Use your MCB Visa Platinum Credit Card to revolve and pay less as you become Platinum.

Note: APR and other associated charges are mentioned in the Schedule of Charges.

MCB Visa Credit Card helps you pay your institution fee in equal monthly installments of 3, 6, 12, 18, 24, 30 or 36 months.

How to avail this service?
Just contact our Call Center at 111-000-622 and have a pay order made today.

Note: Annual Percentage Rate (APR) and other associated charges are mentioned in the Schedule of Charges.

With i-plan on your MCB Visa Platinum Credit Card you can:

Convert any retail transaction of PKR 10,000 or more in easy equal monthly payments at lower markup rate.

Select payment tenures of 3, 6, 12, 18, 24, 30 or 36 months.

How to avail this service?

Contact our 24 hour Call Center at 0800-622-72 to convert the transaction into i-plan.

Note: APR and other associated charges are mentioned in the Schedule of Charges.

MCB Visa Platinum Credit Card with i-insure gives you the most flexible and comprehensive options to cover your family and yourself against contingencies. And that too by just paying a very nominal monthly premium for your chosen insurance plan.

1.Wallet Protection
Provides coverage against financial loss due to:

• Fraudulent Credit Card Transactions:
• Theft or robbery incurred by transactions done fraudulently on your Card. A cover of upto PKR 40,000 is provided under this option.
• Loss of Identification Documents:
• Government of Pakistan Identification Papers like Passport, CNIC, Driving License, etc.
• Cash Coverage:
• In case of robbery or theft from your home, the amount robbed/ stolen will be reimbursed up to a maximum of PKR 10,000.

2.Accidental Travel Insurance (Common Carrier)
Covers your family in case of your unforeseen accidental death while traveling in a Common Carrier (commercial airline, railway, water borne or passenger bus).

3.Life Insurance
Covers your family in case of an unfortunate event resulting in your death or disability.

4.Education Insurance
Your children’s education cost will be taken care of in case of an unfortunate event resulting in your accidental death or disability.

5.Personal Accidental Death and Disability
Covers your family in case of unforeseen event of your accidental death or disability.

6.Credit Security
In case of an injury, illness or death, the outstanding balance on your MCB Visa Platinum Credit Card is insured for payment and costs a nominal percentage (as per the Schedule of Charges) of your outstanding balance.

You can also avail Wallet Protection as a separate insurance to sign up for the package of your choice.

Credit Security offers the following benefits:

Death benefit
On death of the insured Cardmember by any cause, the benefit will be the amount of the indebtedness plus the credit charges on the indebtedness for the maximum period of two months after the date of death.

Temporary Total Disability benefit
In the event of Temporary Total Disability due to accident or sickness, the benefit will be the continuation of the minimum monthly payment during the disability period. Temporary total disability means disability caused by accident or sickness and as a result of which the Cardholder is unable to be engaged in his own usual occupation for a period exceeding 45 days. No benefit is payable during the 45 days waiting period.

Permanent Total Disability benefit
On Permanent Total Disability of the Card member due to accident or sickness, the Benefit will be the amount of indebtedness. The benefit will be paid after 6 consecutive months of total disability. Permanent Total Disability means inability of the Cardholder to engage in any occupation for which he is reasonably qualified by education, training and experience. Benefit will become payable 6 months after the onset of disability.

Terminal Illness benefit
If a card member is diagnosed with a terminal illness the amount of indebtedness plus credit charges for the maximum period of two months will be payable. Terminal illness means illness, which reduces expected lifespan of the card to less than 6 months as certified by an approved physician.

7. Insure Plus
A set of income for card holder’s family for the years to come. In the event of any mishap (Natural or accidental) or Total and permanent disability the beneficiary shall receive the monthly sum assured of Rs. 10,000/- on a monthly basis for 10 years.

MCB Bank Cardholders can now pay their utility bills through their MCB Platinum Visa Credit Card.

You can choose from options for a one time payment as well as recurring automatic payments.

Utility Companies

• SSGC
• SNGPL
• KESC
• IESCO
• HESCO
• PTCL

Mobilink Auto Debit Registration
MCB Visa Platinum Credit Card members can enrol for Mobilink Auto Debit and billing on your card. To enrol simply call at 111-000-622 and register for this facility.

Club Bill Payment
MCB Visa Platinum Credit Card members can enrol for club bill payment and billing of the same on their card simply by calling our 24 hour call center. To enrol simply call at 111-000-622 and register for this facility.

List of clubs enrolled for bill payment

MCB Visa Platinum Credit Card comes activated with the i-cash feature enabling you to withdraw upto 75% of your credit limit.

• All you need to have is your MCB Visa Platinum Credit Card and your unique Personal Identification Number (PIN).
• Insert your Card into any Automated Teller Machine (ATM) in Pakistan or abroad which displays a Visa logo indicating that your Card is accepted and just follow the simple instructions.

Cash Advance through POS
Withdraw up to 75% of your credit limit by visiting any of the following designated branches of MCB Bank and charging the card on POS (Point of Sale) Machine.

List of designated branches

MCB Visa Platinum takes care of your immediate cash needs…anywhere and everywhere!

Use I Cash on call facility and request a pay order of your desired amount* to yourself by calling our 24/7 call center and pay back minimum or full amount as per convenience.

How to avail this service?
To take advantage of this feature just dial 111-000-622 and get a Pay Order issued in your favour.

*Amount requested cannot exceed your available cash limit.

Using i-dial on your MCB Visa Platinum Credit Card, you now have an instant Personal Loan within your reach.

With the i-dial feature, have a payorder delivered within 3 days to your billing address.

Pay back in easy, equal monthly instalments of 3, 6, 12, 18, 24, 30 or 36 months.

How to avail this service?
Just contact our Call Center at 0800-622-72

Note: APR and other associated charges are mentioned in the Schedule of Charges.

You as a Basic Card member will receive SMS alerts when:

• Any transaction is done using MCB Visa Platinum Credit Card.
• Payments are made for an outstanding amount against MCB Visa Platinum Credit Card.
• A Mini statement is generated (once a month).
• New promotional offers are introduced on MCB Visa Platinum Credit Card & much more.

The more you shop, the more you earn.

Earn Points
With MCB Visa Credit Card, get rewarded with points for every transaction (1 point for PKR 200)

Redeem Points
You can redeem your reward points for any product of your choice from the I Shop catalogue.

Priority Pass
Priority Pass lets you access more than 600 airport lounges in 300 cities & 100 countries. There are free refreshments, internet usage and many other facilities a card member can use. It provides a means to get away from the hustle and bustle of crowded airports and enjoy the privileges it has to offer. The facility can be availed irrespective of the Airline or class of travel.

Key Features:

• Access to over 600 airport VIP lounges in over 100 countries and over 300 cities – so you can treat yourself like a VIP no matter where you travel, or which airline and class you fly.
• Peace and quiet – relax and unwind away from the chaos of the airport, and enjoy a range of complimentary refreshments.
• Full business facilities – most lounges offer phone, fax, email and internet facilities, some even have conference rooms.
• Excellent value for money – three membership plans designed to offer you VIP airport lounge access at competitive rates no matter how frequently you travel.

For more information on priority pass log on to www.prioritypass.com

How to gain access to VIP Lounge
Three Easy Steps:

• Locate the Priority Pass lounge you want to visit.
• Present your MCB Bank Priority Pass to the reception.
• You will be asked to sign a Record of Visit Voucher. In some lounges your card will electronically be swiped.

MCB Visa Platinum Credit Card members can avail the comfort of CIP lounges at no cost at all. Just present your MCB Visa Platinum Credit Card and relax in the CIP lounge at Karachi, Lahore and Islamabad International airports.​