MCB Bank Pakistan

In order to promote economic and social empowerment amongst the society, it’s essential to address the financial needs of the PWDs in our country. Therefore, MCB Bank has proposed relaxations for PWDs in line with their business requirements and demographic needs, on bank’s own credit facilities/product.

Particulars	Eligibility Criteria/ Product Features
Key Customer Eligibility Criteria	New businesses and existing businesses owned & operated by PWDs across the country. Person with disability having a valid CNIC reflecting the disability logo/symbol Any Person with disability in individual capacity or entities where PWD are holding 20% or more shareholding. Special reduction in Clean up period requirement for PWDs borrower
Pricing	Concessional Markup rate 50% reduction over applicable SOBC charges.
Insurance	As per Bank’s own credit policy
Repayment	As per Bank’s own policy/Nature of Facility
Equity	As per Bank’s own credit policy
Collateral/Security	Relaxed collateral margin requirement for PWDs Reduced Margin requirement for hypothecation of stocks/receivables
Other Terms & Conditions	As per Bank’s own credit policy
Documents requirement	As per Bank’s own credit policy

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